*Premium depends on your age, health, lifestyle, cover amount and policy term, and is decided by the insurer as per its IRDAI approved plans.

*The full refund of premium is available on availing the one-time option of refund of premium. Total premium paid for policy (paid for add-ons) will be the special exit value, payable on availing the one-time option of refund of premium if you wish to completely exit the policy.

This plan provides an option for 'Return of Premium' wherein full refund of the premium (premium paid for additional optional benefits) is provided as a part of maturity benefit on survival of the Life Assured till the end of the policy term.

Prices offered by the insurer are as per the IRDAI approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.

Our team assists with claim-related queries. Settlement of claims (including cashless claims) is the responsibility of the insurer as per policy terms and conditions.

*Additional premium is payable for riders opted.

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

*Tax benefits are subject to changes in tax laws.

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS.

IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums.

Happiest One is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer.

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